Taking this analogy further though, if you house is on fire, you're never able to buy insurance again. Also tough luck if you lose your job and insurance and then happen to get diagnosed with cancer in between insurance coverage.
I'm not sure what the correct solution to this is, but it is clear healthcare is phuked.
That's because health insurance is not health care. We don't exactly send insurance policies to a humanitarian crisis, do we? Once you stop conflating health care and health insurance, the solution is obvious. Either socialized medicine (where you essentially enslave doctors and force them to treat patients) or get rid of insurance entirely and audit everything in the health care industry and regulate it for expenses and level of care. There is literally no other solution except letting two people have a consensual agreement for payment for services rendered and we already have that.
Either socialized medicine (where you essentially enslave doctors and force them to treat patients)
What do you mean by socialized? NHS doctors in the UK a pretty well paid.
Yeah because when your house is on fire you shouldn't be able to buy fire insurance. How hard is this?