[–] [Deleted] 1 points (+1|-0)

How is this even a valid question lol, there's no question the intent of the law does not apply here

[–] xyzzy [OP] 0 points (+0|-0)

US law, I often question why they wrote it like that. Bur getting a a lawyer to force an insurance to pay a ridiculous compensation is what I expect of the US. Looks like the insurance company had something in the APG which allows claims like that.